BRAD REYNOLDS

(AKA)

BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY REYNOLDS, BRADLEY H REYNOLDS,

BRADLEY HOUSTON REYNOLDS, TIDERIDER51,  Brad Reynolds @tiderider51


CRFA PROCTED
2022 , 2023 , 2024

BRADLEY HOUSTON REYNOLDS

 

 Man arrested for defrauding on eBay


Still owes 8 Victims Restitution


$109,577.00

05/08/2024


Probation from 2002-2005

Incarcerated from 2006-July 2013

Reference 63 pages of Indictments

Below


"Whether you are released on community supervision after a prison sentence or serving probation, payment of court-ordered restitution may be a condition of your sentence. If you don’t pay the restitution, the Court may have several options including revoking your supervised release or probation, holding you in contempt of court, or converting your restitution amount to a civil judgment against you."

Moved from Montgomery Texas to Victoria Texas


ABOVE PICTURE IS


EX-CON


AGGREGATE THEFT


 Commits 100 % Fraud in Finance Department at Victoria Dodge Chrysler Jeep Ram Wagoneer In

Victoria, Texas as Finance Manager/Director owned by

Ben Keating Auto Group

Violations of Dealership Compliance with consumer protections statutes, rules, and regulations


BRAD REYNOLDS

(AKA)

BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY REYNOLDS, BRADLEY H REYNOLDS,

BRADLEY HOUSTON REYNOLDS, TIDERIDER51,  Brad Reynolds @tiderider51


Brad Reynolds (@tiderider51) / X  


https://www.linkedin.com/pub/dir/Bradford/Reynolds,


 https://bo.linkedin.com/pub/dir/Brad/Reynolds


https://www.smartbackgroundchecks.com/people/brad-reynolds/El04ZwZ3ZQxjBQLkZmpjBGL2AGVm




Current


Internet Information


YEARS:


2022, 2023, 2024



Fair Use, Educational, Formidable Continued Public Automotive Dealership Finance Fraud


CONSUMER


WARNING !


Nonprofit Educational Purposes

 

 "See Campbell v. Acuff-Rose Music, 510 U.S. 569, 578 (1994). Purposes such as these are often considered "in the public interest" and are favored by the courts over uses that merely seek to profit from another’s work. Online Policy Group v. Diebold, Inc., 337 F. Supp. 2d 1195, 1203 (N.D. Cal. 2004)."


"What are the Penalties of Non-Compliance? Failure to comply with the FTC Safeguards Rule can result in significant fines and damage to your business's reputation. The updated guidelines that go into effect June, 2023 dictate the FTC can impose penalties of up to $100,000 per violation. Mar 29, 2023."


FTC Amends Safeguards Rule 

                                       November 22, 2023 


" The Federal Trade Commission (FTC) recently adopted a final rule amending its Standards for Safeguarding Customer Information (commonly referred to as the “Safeguards Rule”) to require financial institutions to report certain data breaches and other security events to the FTC.

These amendments come shortly after the Securities and Exchange Commission (SEC) adopted rules on mandatory cybersecurity disclosures as discussed in a prior LawFlash, demonstrating a focus by the US government on transparency regarding data breaches and other cybersecurity events. The FTC amendments become effective on May 13, 2024. "



"The Federal Trade Commission proposed a new rule to stop marketers from using illicit review and endorsement practices such as using fake reviews, suppressing honest negative reviews, and paying for positive reviews, which deceive consumers looking for real feedback on a product or service and undercut honest business . "


https://www.ftc.gov/news-events/news/press-releases/2023/06/federal-trade-commission-announces-proposed-rule-banning-fake-reviews-testimonials



    Google,  Dealerships


    and

 

      Bradley H Reynolds


      (AKA) Brad Reynolds,


      Brad H Reynolds,


      (@tiderider51) / X


 

Continues to remove pictures,


Picture links, and alter web pages


by adding internal codes,


1920w and 640w  for

 
blocking fair Use pictures, reviews,


 Documents, 


AND Claimed

 

Dealerships


Trade


 secrets


of


 (FRAUD)


that violate the CRFA.


For Public Warning Notice


For posting honest reviews.



"The Consumer Review Fairness Act makes it illegal for companies to include standardized provisions that threaten or penalize people for posting honest reviews" .


What’s the penalty for violating the Consumer Review Fairness Act? 


" Congress gave enforcement authority to the Federal Trade Commission and the state Attorneys General. The law specifies that a violation of the CRFA will be treated the same as violating an FTC rule defining an unfair or deceptive act or practice. This means that your company could be subject to financial penalties, as well as a federal court order.

To make sure your company is complying with the Consumer Review Fairness Act:

  • Review your form contracts, including online terms and conditions; and
  • Remove any provision that restricts people from sharing their honest reviews, penalizes those who do, or claims copyright over peoples’ reviews (even if you’ve never tried to enforce it or have no intention of enforcing it).

The wisest policy: Let people speak honestly about your products and their experience with your company " .


EX-CON


BRAD REYNOLDS


(AKA)


BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY REYNOLDS, BRADLEY H REYNOLDS,

BRADLEY HOUSTON REYNOLDS, TIDERIDER51,  

Brad Reynolds @tiderider51


Brad Reynolds (@tiderider51) / X


 Committing 100 % Fraud in finance department at Victoria Dodge Chrysler Jeep Ram Wagoneer In

Victoria, Texas as Finance Manager /Director


     WARNING


Have you been victimized by Bradley Houston Reynolds?


(AKA) Brad Reynolds, Brad H Reynolds, Brad Houston Reynolds, located in Victoria, Texas


Continuous FRAUD;


 100% AUTOMOTIVE FINANCIAL FRAUD


100% FALSIFIED COLLEGE EDUCATION

 BACKGROUND / NO DEGREE 


100% FALSIFIED SALESMANAGER POSITION LISTINGS


PREVIOUS JOBS WERE SALES-RELATED


Probation Time: 2002 - 2005

Incarcerated Time:  2006 -  July 2013



REPORT & FILE W/FTC, FBI, IRS, VICTORIA POLICE, MONTGOMERY POLICE,

 VICTORIA ADVOCATE LOCAL NEWS


A conviction for Fraudulent, Substandard, or Fictitious Degree in Texas is punished as a Class B misdemeanor, with a maximum possible fine under Texas state law of up to $2,000 and jail time of up to 180 days.

Feb 1, 2024


https://www.linkedin.com/pub/dir/Brad/Reynolds


https://reportfraud.ftc.gov/#/assistant



 Victoria, Texas


05/08/2024



ALL LOCAL & FEDERAL

 

ENFORCEMENT


REPEATEDLY INFORMED



The Consumer Review Fairness Act makes it illegal for companies to include standardized provisions that threaten or penalize people for posting honest reviews.


                                 

 PUBLIC WARNING


NOTICE !



Keating Auto Group

 

Hired an


Automotive Ex-Con Brad Reynolds


 for Finance/Director


 Manager Position Deals


 Directly w/


Financial Institutions


      knowing his exposure to

 

   private information & chooses


which banks/lender to use in


 Finance


Department

 

at


Victoria Dodge Jeep Ram Wagoneer


Dealership Victoria, Texas on


consumers' behalf.



Owes $109,577.00 Restitution

 

to 8 victims from 2/27/2007


&


 Commits 100% Fraud;


ALL victims report to:



ReportFraud.ftc.gov


                                                                                           

                                 

FTC Safeguards Guide -


Deadline June 9th, 2023




" The FTC Safeguards Rule is a set of updated regulations announced by the Federal Trade Commission in late 2021 that requires financial institutions to develop and implement a comprehensive information security program. The Safeguards Rule is an integral part of the FTC’s efforts to protect the security, confidentiality, and integrity of customer-sensitive information from cyberattacks, identity theft, and other forms of fraud. Beginning June 9, 2023, the FTC Safeguards Rule will officially take effect, and all financial institutions, including “non-banking financial institutions” like auto dealerships, will be required to prove their compliance.

The rule applies to all businesses that collect or maintain sensitive customer information, including large institutions like banks, credit card companies, and small businesses. The FTC has enforcement authority over the safeguards rule and can punish companies failing to comply with the rule requirements " .




Reference Video Below:


How a Finance Manager, Director, Sales managers, Managers can use your private information illegally when acquiring your financing with dealership lenders

 

Watch Video Below:

Old Example

                                                                     https://youtu.be/7doEIs4eGvw





NEW EXAMPLES BELOW



Victoria Dodge Chrysler Jeep Ram Wagoneer, Victoria Texas, 77904


Employed Ex-Con

BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY REYNOLDS, BRADLEY H REYNOLDS,

BRADLEY HOUSTON REYNOLDS, TIDERIDER51,  Brad Reynolds @tiderider51

https://twitter.com/tiderider51?lang=en



New Examples


 Commits 100 % Fraud in Finance Department at Victoria Dodge Chrysler Jeep Ram Wagoneer In

Victoria, Texas as Finance Manager


 EX-CON BRAD REYNOLDS HAS

CREATED FRAUDULENT FEES WORKSHEET

                 TO CLAIM FRAUD FEES AS                            "REQUIRED GOVERNMENT FEES"

      "Taxable or Non Taxable"

      LISTED BELOW ARE


                 100% ILLEGAL              

 FRAUD & DECEPTION


Also


  PACKING

 

   UNWANTED


   NON-DISCLOSED


FORCED OR CLAIMED

 

REQUIRED


 PRODUCTS


              PUBLIC NOTICE!

 

        REQUEST YOUR COPIES OF LOAN         PAPERWORK FROM YOUR

  FINANCE LENDER

&

COMPARE TO YOUR DEALERSHIP PAPERWORK FOR ALTERATIONS


INCLUDING: 

 PACKING AFTERMARKET PRODUCTS, CHANGING  INTEREST RATE, FORGING SIGNITURES, REMOVING OR ALTERING CASH DOWN PAYMENT,  OR INFLATING SALES PRICE. 


  ANY DISCREPANCIES FILE REPORT NOW WITH FTC, FBI,  VICTORIA POLICE

LINK BELOW


REPORT TO FTC , REPORT TO FBI

& Victoria Police Investigations

CALL 361-485-3730

ReportFraud.ftc.gov


https://www.ftc.gov/news-events/news/press-releases/2023/10/ftc-proposes-rule-ban-junk-fees

" BRAD REYNOLDS "


FINANCE MANAGER


100% ILLEGAL FEES


&


DECEPTION



FRAUD


PRESS TO LISTEN TO COMPLAINT AUDIO

DEALERSHIP GENERAL MANAGER

JAMES LAW / OWNER


THREATENS SLANDER TO CUSTOMERS


    FOR STATING THE TRUTH


   ABOUT FRAUD, DECEIT, STRAW PURCHASES, & FEES, REQUIRING THE UNDISCLOSED ADD OF A GPS TRACKING SYSTEM IN ALL VEHICLES, BAIT AND SWITCH,

AND CONTINUOUSLY REMOVES NEGATIVE REVIEWS FROM GOOGLE


 WHICH PROVE TO BE

  100% ILLEGAL

 REPORT



https://www.ftc.gov/news-events/news/press-releases/2023/06/federal-trade-commission-announces-proposed-rule-banning-fake-reviews-testimonials


https://reportfraud.ftc.gov/#/assistant


CLICK FOR PAGE 1 OF FIRST STRAW PURCHASE USED TRUCK CLICK FOR PAGE 2 OF FIRST STRAW PURCHASE USED TRUCK CLICK FOR BELOW PAGE OF SECOND NEW TRUCK STRAW PURCHASE INCLUDES TRADE IN FROM ABOVE STRAW PURCHASE

 The Consumer Review Fairness Act makes it illegal for companies to include standardized provisions that threaten or penalize people for posting honest reviews.   


 

     DEALERSHIP MANAGERS


   CREATED


    2 DEALERHIP FORCED STRAW PURCHASES


MANDATE'S OPTIONAL AFTERMARKET PRODUCTS


FOR THE PURCHASE OF  1 USED VEHICLE THEN 1 NEW VEHICLE


VEHICLE WAS FOR BOYFRIEND ONLY,  NOT GIRLFRIEND !


Both VEHICLE LOANS are in Girlfriends name only!


   100% ILLEGAL

 STRAW PURCHASES 


  GENERAL MANAGER 


JAMES LAW/OWNER


  THREATENS SLANDER TO CUSTOMERS


       FOR STATING TRUTH ABOUT:



   FRAUD, DECEIT, PACKING PRODUCTS, STRAW


 PURCHASES,


UNDISCLOSED 


GPS TRACKING SYSTEM ADDED


ADD-ONS,


 PRODUCTS UNDISCLOSED AND NOT ON VEHICLE

 

ADDENDUM STICKER,


&  CLAIMED GOVERMENT FEES AND FEES


THAT ARE



  100% ILLEGAL



Consumer Review Fairness Act



FTC Safeguards Guide -


Deadline June 9th, 2023


REPORT NOW


https://reportfraud.ftc.gov/#/assistant


Non-compliance can lead to fines of up to $100,000 per violation.



"Federal Trade Commission"


ReportFraud.ftc.gov


Revised FTC Safeguards Rule deadline was June 9, 2023

The updated rule requirements include: Planning and action to address “reasonably foreseeable internal and external risks” – including: data breaches, data leakage, and ransomware. Multi-factor authentication.



Dealerships complaint's concerning


fraud and deception.



CURRENT ALERTS FOR THIS BUSINESS,


"Pattern of Complaints:  KEATING DEALERSHIPS"


"Since January 2021, the BBB of Greater Houston & South Texas has received several complaints and customer reviews on Keating Dealerships, Toyota that exhibit the following pattern. 

According to the consumer’s disputes, it is being alleged that Keating Toyota advertises a low price online, but is higher once at the dealership. Consumers are reporting that the dealer add-ons are being added during the financing phase without prior knowledge. Some consumers are reporting that they are unsuccessful in reaching the finance department to cancel warranties". 


https://www.bbb.org/file-a-complaint


Dealership, Employees continues to remove bad reviews.


1  -  https://texags.com/forums/46/topics/3272009


2 -
16 CFR Part 465: Trade Regulation Rule on the Use of Consumer Reviews and

Testimonials


3 -  https://www.yelp.com/not_recommended_reviews/keating-toyota-manvel


4 -https://www.yelp.com/biz/keating-toyota-manvel?   

    hrid=aePimeG0gIWEJDaKkZUUsg&rh_type=phrase&rh_ident=alvin


5 - https://www.autotrader.com/car-dealers/victoria-tx-77901/71645635/victoria-dodge


6- https://www.dealerrater.com/dealer/Keating-Toyota-review-118490/


7 -https://keatinglies.com/


8 - https://www.cars.com/dealers/6000267/keating-toyota/


9 - https://www.bbb.org/us/tx/manvel/profile/new-car-dealers/keating-toyota-0915-90061054


10 -
https://www.yelp.com/user_details?userid=g_DONMTzZt07s8K-ffMxZw


11 -https://www.yelp.com/biz/victoria-dodge-victoria


12- https://m.facebook.com › victoria100club › posts



"Federal Trade Commission Announces Proposed Rule Banning Fake Reviews and Testimonials"


" The FTC also announced that it was proposing a new Rule concerning the use of consumer reviews and testimonials based upon feedback received in response to the FTC’s November 2022 Advanced Notice of Proposed Rulemaking.[8] The proposed Rule would specifically prohibit: (1) selling or obtaining fake consumer reviews and testimonials; (2) review hijacking; (3) buying positive or negative reviews; (4) insider reviews and testimonials; (5) company-controlled review websites; (6) illegal review suppression or removal; and (7) selling fake social media indicators such as fake followers or views.[9] There will be sixty days for public comment once the Federal Register Notice appears in the Federal Register. "


https://www.ftc.gov/news-events/news/press-releases/2023/06/federal-trade-commission-announces-proposed-rule-banning-fake-reviews-testimonials




---------------------------------------------------------------------------------------------------------

 AN UNBELIEVABLE CONTINUOUS COVER UP!

 

        PENAL CODE CHAPTER 36. BRIBERY AND CORRUPT INFLUENCE

   

"Great work Ben Keating! Thank you for your generosity ... Victoria Dodge Donates New Car to the Victoria Police Dept. to Help  " Fight Crime" - Crossroads Today. ?


link: https://m.facebook.com/victoria100club/posts/3118939045020081/



CONTACT FTC, FBI, VICTORIA POLICE


  ReportFraud.ftc.gov



  "BOGUS RANDOM  EXTRA FEES"


                    DEALERSHIP  OWNER REPLIES BELOW

DEALERSHIP  GENERAL MANAGER / OWNER


JAMES LAW


CONTINUES TO


THREATENS SLANDER TO CUSTOMERS


    FOR STATING THE TRUTH


   ABOUT FRAUD, DECEIT, STRAW PURCHASES, & FEES, REQUIRING THE UNDISCLOSED ADD OF A GPS TRACKING SYSTEM IN ALL VEHICLES,

AND CONTINUOUSLY REMOVES NEGATIVE REVIEWS FROM GOOGLE


 WHICH PROVE TO BE

  100% ILLEGAL!

REPORT


The Consumer Review Fairness Act makes it illegal for companies to include standardized provisions that threaten or penalize people for posting honest reviews.


https://www.ftc.gov/business-guidance/resources/consumer-review-fairness-act-what-businesses-need-know




  https://reportfraud.ftc.gov/#/assistant






https://www.capitalone.com/cars/dealership/Victoria-TX/Victoria+Dodge+Chrysler+Jeep+Ram/41859


Bearded RV Tech Aug 12, 2023
Rating:

1 stars out of 5 stars

★----


“One star is too high! Found the vehicle I wanted, called them to verify they had the jeep I wanted let them know it was 110 miles one way. Once I got there, I test drove the desired jeep, loved it. But... the price went from $38,818 to 43,500. What??? Oh well, there's the appearance package. " I don't want that!" It's already on there. I don't want it. Then there's window tent, "I don't want it!" The bottom line is they did NOT honor the price listed on Autotrader. Tried to tell me Autotrader is never right, odd thing the same price was listed on their website. Stay AWAY from them. Run don't walk!!!!!!!!!!!!!! Louder.”



Report Fraud, Waste or Abuse

https://www.txdmv.gov/complaints

(888) 368-4689

https://reportfraud.ftc.gov/#/assistant

https://oig.hhsc.state.tx.us/wafrep/



Fraud Hotline:


(800) 436-6184


Victoria Dodge Chrysler Jeep Ram Wagoneer, Victoria Texas,

EMPLOYEE


BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY REYNOLDS, BRADLEY H REYNOLDS,

BRADLEY HOUSTON REYNOLDS,

BRAD REYNOLDS - TIDERIDER 51,

https://twitter.com/tiderider51

tiderider51 - Brad Reynolds

https://twitter.com/tiderider51?lang=en



"EX-CON"


Automotive aggregate

Felony Theft


WHO OWES RESTITUTION TO

VICTIMS

$109,577.00

           is          

CURRENTLY EMPLOYED IN

FINANCE DEPARTMENT

At

 Victoria Dodge Chrysler Jeep Ram Wagoneer,

Victoria Texas

 

REQUIRING

BOGUS RANDOM  EXTRA FEES

and

MANATORY GPS TRACKING and CLAIMS

NOT OPTIONAL

 

100% ILLEGAL

2022   2023  2024


FILE REPORT NOW WITH FTC

LINK BELOW


REPORT TO FTC , REPORT TO FBI

and Victoria Police Investigations

361-485-3730

ReportFraud.ftc.gov


2022  2023  2024

VICTIM

AUTOMOTIVE

 WHISTLEBLOWER

PUBLIC NOTICE !


ALL of your  confidential

information

is

exposed

to this EX-CON,

"BRAD REYHNOLDS"


 who still owes restitution OF $109,577.00

to 8 victims

05/08/2024



                                     Including

Your Social Security Information, SSI Number, Complete full  Name, Address, Credit Cards Information, Banking Information, loans, Balances, and Personal Information for current and future use.



Reference video below:


HOW A FINANCE MANAGER USED CUSTOMERS PRIVATE INFORMATION


 https://youtu.be/7doEIs4eGvw


DID THE DEALERSHIP,

Victoria Dodge Chrysler Jeep Ram Wagoneer, Victoria Texas, 

WARN YOU  OF HIS ACTIVITY!


 Violation


"PRIVACY POLICY CONSIDERATIONS"



Timberwalk, 972 S.W.2d at 756



 “There is evidence of the foreseeability of an unreasonable risk of harm that a person on the premises would be the victim of violent criminal conduct”.  also “public policy considerations. See Timberwalk, 972 S.W.2d at 756 (“The foreseeability of an unreasonable risk of criminal conduct is a 2 prerequisite to imposing a duty . . . .”); Mellon Mortg. Co. v. Holder, 5 S.W.3d 654, 655 (Tex. 1999) (“[P]roperty owners owe a duty to those who may be harmed by the criminal acts [of third parties] only when the risk of criminal conduct is so great that it is both unreasonable and foreseeable.”); Trammell Crow Cent. Tex., Ltd. v. Gutierrez, 267 S.W.3d 9, 12 (Tex. 2008) (A property owner “who controls the premises does have a duty to use ordinary care to protect invitees from criminal acts of third parties if he knows or has reason to know of an unreasonable and foreseeable risk of harm.”); Del Lago Partners, Inc. v. Smith, 307 S.W.3d 762, 767 (Tex. 2010) (“[A] property owner owes invitees a duty to use ordinary care to reduce or eliminate an unreasonable risk of harm created by a premises condition about which the property owner knew or should have known.”).



Reference video below :

How a finance manager can use your information


 https://youtu.be/7doEIs4eGvw



05/08/2024

            TOP PICTURE - MUG SHOT                             YEARS in PRISON     (2002-2005) Probation

                                                                                                                               (2006-2014) Prison


                   BELOW - PICTURES                                             YEAR                 (2022-2023)           

                  " YOUTUBE GOOGLE"                                   Video claiming position of                                 

 "Relationship Builder"

 Sales Person claimed

             having 18 years experience in         Automotive sales industry

      has 

 been removed by

             Honda of Tomball Dealership          LIES 

     

   * Reference years

                      Incarcerated below               

                                       

        * Bradley Houston Reynolds

   iconic quote in accordance from

        past 18 victims,


  " YOU CHOSE VIOLENCE

       INSTEAD OF PEACE   

                THATS NOT WHAT I DO "                                                    

DISCLAIMER: 
You agree that you will not use THIS information to determine someone's eligibility for credit, insurance, employment, or for any other purpose defined and regulated by the FCRA. Additionally, you understand and agree that THIS site is not a "consumer reporting agency" as defined in the Fair Credit Reporting Act ( 15 U.S.C.  1681.est seq.) ("FCRA") , which means that this site does not provide "consumers reports " as the FCRA defines. The information available may not be 100% accurate, complete, or up to date, so do not use it as a substitute for your own due diligence, especially if you have concerns about a person's criminal history.

" I’m by no means a human resources expert, so be sure to include your HR representative in developing and implementing your background check policy. I am aware that the Equal Employment Opportunity Commission discourages a no-hire policy for applicants with felonies, but I believe a case could be made for not hiring applicants with certain known felonies.
For example, applicants with convictions for theft, fraud, or financial crimes can be considered relevant to every position within the dealership. You may be able to establish a policy that these convictions are legitimate reasons to pass on an applicant."

"I’ve read too many internal theft cases over the years where the motivation tied back to a gambling problem, a drug problem, or someone living above his or her means. You may want to conduct a credit check on all applicants who will be handling cash or will work in a manager’s position."

"Gil Van Over is the executive director of Automotive Compliance Education (ACE) and the founder and president of gvo3 & Associates. Email him at gvo@bobit.com".      

State Laws on Employment After a Criminal Conviction.

Many employers in Texas run background checks on candidates before making hiring decisions. Some states have stringent restrictions on how employers can use the information they learn, but in Texas, state-level restrictions depend on the job’s expected salary and your age at the time of conviction.

According to chapter 20.05 of the Texas Business and Commerce Code, employers hiring for a position that pays $75,000 or less per year can only examine the last seven years of a person’s arrests, charges, and convictions. The seven-year time period for each item on the background check begins on the date the charges were dropped or when you were released or paroled. Employers can consider your entire criminal record in a background check if you’re applying for a job that pays more than $75,000 per year.

The standard for employment-related background checks in Texas is seven years, except for criminal convictions, which may be reported indefinitely. The seven-year limit applies to tax liens, suits or judgments, and most credit history. Records of bankruptcies may go back as far as 10 year.




The publication of information that is of legitimate public concern or noteworthy is not subject to liability under Texas law. "Reports concerning the investigation of crimes or matters connected to criminal behavior have nearly without exception been deemed to be newsworthy or subjects of public interest as a matter of law," according to a federal court applying Texas law. 487 F.3d 246, 250; Lowe v. Hearst Communications, Inc., 487 F.3d 246, 250; Lowe v. Hearst Communications, Inc., 487 F.3 (5th Cir. 2007

 FTC, FBI, IRS, WHISTLEBLOWER

 2022   2023  2024


EXCON Salesperson

 

BRAD REYNOLDS


 is now A


   Finance manager

 at Dealership:


Victoria Dodge Jeep Ram

 Victoria, Texas


MASSIVE  ILLEGAL FRAUD

WARNING! 


CONTACT FTC, FBI, VICTORIA POLICE


  ReportFraud.ftc.gov



  "BOGUS RANDOM  EXTRA FEES"


CLICK TO LISTEN TO COMPLAINT AUDIO

     WARNING


Have you been victimized by Bradley Houston Reynolds?
(AKA) , Brad Reynolds Victoria, Texas

Continuous FRAUD, 100% Automotive finance fraud

(AKA)  Brad H Reynolds, Brad Houston Reynolds

srmartin01@gmail.com

fubreynolds61@ix.netcom.com



FILE REPORT WITH FTC, FBI, VICTORIA POLICE, MONTGOMERY POLICE, IRS,

 VICTORIA ADVOCATE LOCAL NEWS



https://reportfraud.ftc.gov/#/


FTC Safeguards Guide -


Deadline June 9th, 2023


Victoria Police   361-485-3730.

FBI  361-575-6277

FTC


https://reportfraud.ftc.gov/



Non-compliance can lead to fines of up to $100,000 per violation.

"Federal Trade Commission



If Finance Manager, or Manager(s) claimed aftermarket products purchases are required by lenders, or dealership, or Government Fees, or claimed Government Taxes, requirements to purchase automobiles,


  MASSIVE   FRAUD

     WALK AWAY!

   & REPORT


Stop the Fraud by Finance managers and  Sales Managers.


ALL DEALERSHIP FINANCED CUSTOMERS

NEED TO REQUEST COPIES OF YOUR PURCHASE CONTRACTS FROM YOUR FINANCE LENDER.


When you receive your first payment request from the lender,


Call your


BANK OR "FINANCE COMPANY " AND REQUEST  COPIES OF ALL PAPERWORK.


The Finance lender will Mail or email you all of your paperwork copies they have and used for approval of the loan.


This Paperwork from your Lender is FOR FUNDING THE LOAN  and will prove any forgery's and discrepancies.

 

Then compare the Contract, Buyers Purchase Order, CASH down or Down Payment, Signatures and all papers you received from the Dealership to your Finance lenders paperwork.


Check all fees both CLAIMED Taxable and Non Taxable check where they were applied on contract,  Check the Selling price and check What Aftermarket products were added. If Manufacture offered a  customer rebate it must be disclosed as down payment with cash down-payment.


For any discrepancy's including fraud, forgery, Signatures, non disclosed products,

Trade values, Dealer Fees, Taxable Fees, Non Taxable Fees, Money, down payment and all unwanted aftermarket products,  buyers order,  any changes in paperwork must have all signatures for each buyer on all papers  


IMPORTANT DO NOT LEAVE THE DEALERSHIP WITHOUT COPIES OF ALL PAPERWORK YOU SIGNED, NO EXCEPTIONS.


Contact and Report the Fraud to the FTC, Victoria Local Police, FBI, and Ken Paxton General Attorney, United States Attorney Monty Wilkinson , Greg Abbott - Governor of Texas, Ted Cruz- Senator, Texas Rep Joan Huffman- District 17,

Geanie W Morrison District 30

https://reportfraud.ftc.gov/#/



13 WAYS DEALERSHIPS COMMIT FRAUD 


LINKS BELOW


https://www.youtube.com/watch?v=nYG7565CxG8


https://youtu.be/3K0rxzWXBys


Research Google Reviews and Facebook Reviews for dealership purchases before you purchase.

 

https://www.facebook.com/victoriadodgechryslerjeep/reviews/?ref=page_internal&locale=en_GB 


Dealership  removed  the active link  of the cover up the SCAM!

   



        After questioning amount financed, 

      Customer was told all fees

                           are required by The                 

    DEALERSHIP TO BUY VEHICLE

       & ARE NON-NEGOTIABLE! 

   

      F & I  FRAUD ! 

 

     SMART CUSTOMER -  WALKED OUT !


ASK FOR BUYERS / PURCHASE AGREEMENT !


This is a complete breakdown of all charges charge for the purchase of vehicle. --  BUYERS PURCHASE ORDER

Make sure finance manager signs  all documents provided to you.
WHEN NEGOTIATING


DO NOT LET THE  DEALERSHIP DISPLAYED AND USE A FRAUDULENT WORKSHEET AS SHOWN ABOVE!   


REQUEST TO SEE AND WORK FROM THE TRUE BUYERS ORDER.


THE WORKSHEET ABOVE CONTAINS MASSIVE FRAUD.

   FORGERY,

    Deception, Packing and Fees:


    IS


        100%  ILLEGAL ! 


     REPORT THE FRAUD


    TO THE


    THE FTC, FBI AND LOCAL POLICE


    Brad H Reynolds was the Finance Manager

www.facebook.com/victoriadodgechryslerjeep/reviews/?ref=page_internal&locale=en_GBaph   

DEALERSHIP REMOVE LINK

 

LINK TO LISTING   https://texags.com/forums/46/topics/3272009


"In my opinion, Keating Toyota in Manvel scammed my almost 80 year old parents of almost 20k
My Senior parents had been looking for a minivan (Sienna). Found one online at Keating and agreed to price on email. They arrived at the dealership and were given the classic bait and switch We just sold it 5 minutes ago". They then convinced them that they could get one in the dealership the next day. Claimed it just happened to be coming in.

They agreed on a price that seemed reasonable. They came back the next day and went over the numbers. Everything seemed correct and in order. They were taken to the typical finance upsell foolishness. Refused the add ons. The paperwork was all on an in desk computer screen. The finance guy said he written numbers they agreed on would just be input into the computer. They weren't shown any new numbers on the screen and assumed it was the same as the paper they had been looking at because that is what they were told. They were not shown any changes on the computer screen. They signed it electronically. My dad asked for copies of what they signed. They refused and said they were only allowed to put the paperwork on a thumb drive.

They left and took the vehicle home. When they opened up the flash drive paperwork, almost 20k of scam warranties, APEX GPS etc had been added on. Unfortunately, they didn't tell me they they were buying the car and I was caught off guard by this level of brazen fraud. Preying on elderly folks like this is beyond the pale and makes me sick to my stomach.

Looking at online reviews, this seems to be a common scam they are running. Naturally they are refusing to talk to them or return calls etc. What recourse do they have here? Complaint to AG? Anyone experienced similar with elderly parents?"


Keating Toyota scammed my


elderly parents


TexAgs  Forums:


https://texags.com/forums/46/top


ics/3272009


WARNING OF

 

FRAUDULENT   ACTIVITY!




 BRAD REYNOLDS, BRADLEY H REYNOLDS:


 FINANCE MANAGER


FINANCE FRAUD



REQUIRED THE REAL CUSTOMER TO

 PURCHASE ALL


"CLAIMED" - (MANDATORY) OPTIONAL products to the


amount of $12,000+.


Then created


TWO FORCED DEALERSHIP STRAW PURCHASES


by enticing the hands-on buyer that,


"You do not want high interest rates".


The Finance Manager


BRAD REYNOLDS


then put both purchases under the


 girlfriend's name only


which led to the so-called


"requirement" of these


apparent "optional" products.


With these forced products being visible on the


paperwork as the girlfriend was signing,


Which caught the attention of the


hands-on consumer, Boyfriend who emphasized that he had


no intention, nor desire to purchase these unwanted


Apex add-ons.


Not wanting to purchase the required add-ons, he


was met with the ultimatum of either purchasing

 

the vehicle with all fees and unwanted extras, or he


couldn't purchase the vehicle. Manager then states


 when your


new truck comes in he will transfer all products to


his new truck again requiring adding additional not


wanted optional APEX products.


However, the trade-in


was in the hands-on consumer's, BOYFRIENDS name

ONLY! ,


creating


 an illegal trade in, not in purchasers name.


 Committing SALES TAX FRAUD





APEX PROTECTION, INC.

5802 N Navarro St Suite 200,
Victoria, TX 77904

General: (888) 376-8940
Claims: (888) 941-1763
Claims Fax: (361) 485-0562

Info@ApexProtectionPlan.com




https://apexprotectionplan.com/



*REFERENCE DETAILS BELOW


THE REVIEW AND 2 STRAW


 PURCHASE ORDERS,


 USED TRUCK AND NEW TRUCK


 FIRST STRAW PURCHASE  ABOVE PICTURE


 LIST OF (MANATORY)   BUT ARE OPTIONAL AFTERMARKET PRODUCTS 

PAINTLESS DENT, PAINT & INTERIOR, WINDSHIELD PROT,  APEX GPS, TIRE & WHEEL, APEX, MAINTENANCE, APEX GAP; VEHICLE 1: TRUCK PURCHASED -- PRE-OWNED


APEX UNWANTED PRODUCTS DEALERSHIP FINANCE DEPARTMENT ADDED: $12,488.00


 "Security and Peace of Mind Protection for a few extra dollars per month – Apex Protection Plan has the perfect coverage for every budget. Apex Protection Plans are designed with you in mind".


https://apexprotectionplan.com/



75 month loan = $166.50 per month extra!

 "A few extra dollars per month"   DECEPTION AND  FRAUD

  LIST OF DEALERSHIP (MANATORY) OPTIONAL AFTERMARKET PRODUCTS


  ( VEHICLE 2 BELOW INFORMATION )



       PAINTLESS DENT, PAINT AND INTERIOR,  APEX PROTECT GPS, MAINTENANCE, APEX GAP       TRUCK  PURCHASED  --A PRE OWNED


                APEX PRODUCTS ADDED                       $   3,461.00   ( VEHICLE 2)


     1ST AND 2ND VEHICLE CASH  LOST                                             $   3,OOO.00

      SELLING PRICE WAS ALSO INCREASED BY   (VEHICLE 1 )      $   3,000.00

    NEGATIVE EQUITY  FROM TRADE IN       ( VEHICLE 1 )              $   2,700.00

                  TRADE DEPRECATION                                                       $    6,413.80

            TOTAL OF  APEX PRODUCTS         ( VEHICLE 1 )                   $  12,488.00

LESS APEX CANCELLATIONS REFUND TO DOWN PAYMENT       $   -9,597.57

APEX PRODUCTS DEPREATION ADDED       (2 months )             $   2,890.43

               LESS FEES                                                                               $     -665.89 



$66,637.18 TRUCK NOW FINANCING


     $86,995.00




BELOW (VEHICLE 2 )



       

 NEW TRUCK



STRAW



 PURCHASE



Apex claims


"Peace of Mind Protection"   ?



"Security and Peace of Mind Protection for a few extra dollars per month – Apex Protection Plan has the perfect coverage for every budget. Apex Protection Plans are designed with you in mind".



https://www.dictionary.com/e/few-vs-couple-vs-several/



https://apexprotectionplan.com/



Apex Protection Plan


https://www.yelp.com/biz/apex-protection-plan-victoria


https://www.crossroadstoday.com/news/crime/stolen-truck-returned-to-victoria-dealership/article_5c9b9f34-f74f-5c4c-8e59-409ab56048b7.html


A vehicle that was stolen from Victoria Dodge at 8:00 a.m. Tuesday, recovered in an apartment complex in Houston later that morning. Victoria Dodge general manager James Law says ,

The truck was found using the Apex GPS system that is installed on all of Victoria Dodge’s vehicles.


Installed at whose cost!

 

and was it listed on the Addendum  Sticker ?



Was it an "Addendum sticker DISCLOSED ITEM ADDED at a dealership?


"Victory Dodge Jeep Ram Wagoneer general manager JAMES LAW  states GPS ADDED TO EVERY CAR"


The addendum or dealer add-on sticker is a dealership created sticker that will contain various high profit and/or overpriced accessories or products to add profit to the vehicle for sale. An addendum sticker is conveniently placed beside the large Manufacturer's Suggested Retail Price (M.S.R.P.)


https://texreg.sos.state.tx.us/public/readtac$ext.TacPage?sl=R&app=9&p_dir=&p_rloc=&p_tloc=&p_ploc=&pg=1&p_tac=&ti=43&pt=10&ch=215&rl=244


  DO CUSTOMERS KNOW TRACKING EVERY CAR !     


A few means a small number. (“ I have fewer than you”/”they are few and far between”) Several, according to its dictionary definition means “more than two but not many”, so a few but not a couple.


If you run an auto dealership, accounting service, or one of many other


impacted businesses, you may be surprised to hear that the FTC has


broadened its definition of “Financial Institution” to include… you.


Under these new rules, you are now beholden to strict compliance


  standards beginning on June 9, 2023.


And failure to do so could cost you


$46,517 per violation, OR


a seven-figure FTC-backed civil lawsuit, and


reputational damage that can be more costly still.



Non-compliance can lead to fines of up to $100,000 per violation.


"Federal Trade Commission"



Consequences of FTC regulations violation


As we all know that the security of data is utmost important for any individual or company. Hence, it becomes essential for any organization to strictly follow the FTC safeguard rule. And, we can’t ignore the fact that the consequences of not complying with the FTC Safeguards Rule can be serious like:

Your company will be subject to significant fines, and its reputation may be damaged.

As of June 2023, the FTC will be allowed to impose fines of up to $100,000 per violation under updated guidelines.

You may also face lawsuits from unhappy customers and employees, which could further harm your business' reputation.




Non-compliance can lead to fines of up to $100,000 per violation.


"Federal Trade Commission"







                                             

        Notice/Awareness. All consumers must be notified that an entity plans on collecting data from those consumers, and that the                entity has policies in place regarding how that data will be used. It varies from state to state, however, as to how much notice an            entity must give.


  • Choice/Consent. Consumer must be allowed to opt-in or opt-out of a company’s plans to use/disseminate their data. In other words, “choice means giving consumers options as to how any personal information collected from them may be used.”
  • Access/Participation. Consumers must be allowed to see how their data is being used, and they must be allowed to contest any inaccurate or incomplete information.
  • Integrity/Security. All entities must take the proper steps to ensure that consumers’ personal data is safe and secure.
  • Enforcement/Redress. These steps mean nothing if they are not enforced, or if there is no policy in place for correcting errors and holding entities responsible for those errors.

                     

According to the FTC Act, “Unfair” practices are defined as those that “cause or

[are] likely to cause substantial injury to consumers which is not reasonably avoidable by consumers themselves and not outweighed by countervailing benefits to consumers or to competition” (15 U.S.C. Sec. 45(n)).It is important to note that while consumers suffer losses with regard to deceptive business practices, so do other businesses.


The Federal Trade Commission (FTC) seems to be in full assault mode when it comes to regulating auto dealers. It is doing so by proposing new rules and by entering consent decrees with allegedly offending dealers. 


The FTC defines “junk fees” as “unfair or deceptive fees that are charged for goods or services that have little or no added value to the consumer, including goods or services that consumers would reasonably assume to be included within the overall advertised price.” It is unclear who would make this interpretation and what would be necessary to defend a fee to the FTC.

The FTC has also been active on the rulemaking front. In June, it issued a proposed Trade Regulation Rule affecting auto dealers. The proposed rule was styled to ban junk fees and bait-and-switch advertising tactics. A dealer would have to disclose in advertising and communications a true “offering price” for a vehicle that would be full price a consumer would pay, excluding only taxes and government fees. With this proposed rule, the FTC appears to be particularly pushing the elimination of junk fees, bait-and-switch ads, add-ons with no value, worthless aftermarket product, and mew disclosures to purportedly level the playing field.

The Trade Regulation Rule would also prohibit dealers from charging consumers “junk fees” for fraudulent add-on products and services that provide no benefit to the consumer such as “nitrogen filled” tires that contain no more nitrogen than normal air. The proposal would prohibit dealers from charging consumers for an add-on without their clear, written consent and would require dealers to inform consumers about the price of the car without any of optional add-ons.

In October, the FTC indicated its intention to publish a rule banning junk fees and other practices. The Rule targets unnecessary charges for worthless, free, or fake products or services; unavoidable charges imposed on captive consumers; and surprise charges that secretly push up the purchase price. One way the FTC described these fees was as follows:

Consumers can experience junk fee shock when companies unexpectedly tack on mystery charges they did not know about, consent to, or factor into the purchase. Companies might hide these fees in the fine print, cram them on at the end of a purchase process, or use digital dark patterns or other deception to collect on them. Some companies might claim that they do not charge any fees and then add on fees after the purchase or sign up.

In taking these actions, the FTC made unsupported broad generalizations about auto dealer behavior and undertook to expand its authority under Section 5 of the FTC Act which prohibits unfair and deceptive practices (UDAPs). The FTC claims that disparate impact credit discrimination is a UDAP. This ignores the law where the Equal Credit Opportunity Act (ECOA) is the only federal law on credit discrimination and the U.S. Supreme Court indicated in a 2015 opinion that statutory language like that which appears in ECOA does not support disparate impact but only intentional discrimination.

In taking these actions, the FTC appears to be usurping the legislative process that our Constitution provides to the Congress. The FTC also interprets laws — a power the Constitution confers on the judiciary — to expand its authority in a way that no Court has done The FTC knows that no auto dealer is going to finance a costly lawsuit to strike down its interpretations and there don’t appear to be any trade associations willing to take on the battle either. 


https://www.ftc.gov/news-events/news/press-releases/2022/06/ftc-proposes-rule-ban-junk-fees-bait-switch-tactics-plaguing-car-buyers



Where does the FTC fit in? The FTC is another agency outside of the DOJ. Contrasting to the FBI which focuses on outright criminal activity like theft or money laundering, the FTC is responsible for more subtle issues like deception and ensuring dealerships operate fairly and honestly in the treatment of consumers. FTC investigates issues like honest advertising, proper disclosures, fairness, and transparency. This is done through the “Consumer Protection Unit”.

Further contrasting to the FBI, the FTC can do both investigation and prosecution of car dealerships! The FTC has its own in-house attorneys to handle this. The limitation is the FTC can only prosecute a dealership in civil court, but not criminal court. This means the FTC can only sue dealerships for outcomes like monetary relief and/or injunctions. If an issue merits criminal prosecution (e.g. someone may need to go to jail) then the FTC will refer it to the Department of Justice (DOJ) which can prosecute a dealership in criminal court through the US Attorney’s office."       https://www.linkedin.com/pulse/car-dealership-fraud-deceit-investigation-prosecution-wortman-msc

https://www.ftc.gov/enforcement              Report Fraud           https://reportfraud.ftc.gov/#/

 

         BRADLEY HOUSTON REYNOLDS                 INDICTMENTS  BELOW

PRESS FOR ALL HARRIS & MONTOMERY COUNTY CRIIMINAL INDICTMENTS FOR BRADLEY HOUSTON REYNOLDS (AKA) BRAD REYNOLDS
JUDGEMENT JUDGEMENT INTEREST
AMOUNT DATE INDICTMENT
$ 112,000.00 10/11/2007 INCARCERATED
JUDGEMENT SIGNED YRS 2005-2014
$ 109,577.00 BALANCE YR 2022
NOT PAID NOT PAID NOT PAID
INTEREST 6 % PER DAY
$ 108,918.00 6051 $ 18.00
$ 218,495.00 TOTAL & INTEREST UNPAID
PENALTY JUDGE DESIDES 05/08/2024


Montgomery 359 District courts:    Provided Document Filed 02/27/2007. 


Updated balance amount on  05/08/2024.

   

Restitution Department

936-437-6167 

936-437-3758


Statement with victim's payout


Payments below as of 05/08/2024

Record Count:6Search By: Defendant   Use Soundex: on   Party Search Mode: Name   Last Name: Reynolds   First Name: Bradley   Middle Name: Houston   Date of Birth: 04/05/1985   All All   Sort By: Filed Date   Case Number Citation Number Defendant InfoFiled/LocationType/StatusCharge(s)05-12-11390REYNOLDS, BRADLEY HOUSTON

04/05/1985

12/29/2005

359th Judicial District Court

Adult Felony - Filed by Indictment

Disposed

THEFT OF STOLEN PROPERTY06-01-00773REYNOLDS, BRADLEY H.

04/05/1985

01/26/2006

359th Judicial District Court

Adult Felony - Filed by Indictment

Disposed

THEFT06-03-02739REYNOLDS, BRADLEY HOUSTON

04/05/1985

03/23/2006

359th Judicial District Court

Adult Felony - Filed by Indictment

Disposed

THEFT06-05-04518REYNOLDS, BRADLEY HOUSTON

04/05/1985

05/11/2006

359th Judicial District Court

Adult Felony - Filed by Indictment

Disposed

THEFT07-02-02097REYNOLDS, BRADLEY HOUSTON

04/05/1985

02/27/2007

359th Judicial District Court

Adult Felony - Filed by Indictment

Disposed

AGGREGATE THEFT07-03-03195REYNOLDS, BRADLEY HOUSTON

04/05/1985

03/29/2007

359th Judicial District Court

Adult Felony - Filed by Indictment

Disposed

BURGLARY OF HABITATION


         Bradley (Brad) Houston Reynolds,

                               is on the               

                 Government Watch list


               Reference  6 Links Below:

                           

 

Cause No. 915573    11/11/2002                                          Theft 4 years  Deferred Adjudication of Guilt , community                                                                                                                                                        supervision

 

184 TH District Court of Harris County, Texas               $ 600.00 Fine Paid


Cause No 1021821    03/31/2005                                        Theft; Dismissed

184 TH District Court  Of Harris County, Texas


Cause No 06-01-00773  01/26/2006

359 TH District Court of Montgomery County, Texas    Theft, Indictment, Dismissed, convicted in cause 07-002097 


Cause  No 06-03-02739 03/23/2006

359 TH District Court of Montgomery County, Texas    Theft, Indictment, State Jail, Dismiss , convicted in cause 07-02-02097


Cause No 06-05-045118  09/21/2006

357 TH District Court of Montgomery County , Texas    Theft, Indictment, State Jail, Dismiss, convicted in cause 07-02-02097

Cause No 07-02--297-CR    Aggregate Theft    BRADLEY HOUSTON REYNOLDS

JUDGEMENT AND ORDER

                                                                                                                          (AKA)

BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY REYNOLDS, BRADLEY H REYNOLDS,

BRADLEY HOUSTON REYNOLDS,

BRAD REYNOLDS - TIDERIDER 51,

https://twitter.com/tiderider51

tiderider51 - Brad Reynolds


7 + Years confinement in Texas Department Criminal Justice Institutional Division,  Amount of Restitution owed $112,000.   Current Balance without interest and penalties is $109,577 since October 11, 2007.


According to Section 31.09 of the Texas penal code, aggregate theft occurs when an individual commits two or more thefts “pursuant to one scheme or continuing course of conduct, whether from the same or several sources.”


What Constitutes a Lie 

A lie doesn't necessarily have to be an outright false statement. Omissions can be just as dishonest as an out-and-out lie. It's suggested that the education section of the resume is where embellishments are most frequent. This often comes in the form of an individual claiming that they have completed an educational program that they may have only started or never achieved. Embellished titles, exaggerated job duties, altered dates of employment, altered residential history, false references, false creation of income checks, false tax returns and use of multiple cell phones for lies are also common. Then utilizing the Internet to promote the fraud.


                                                                                     INVESTIGATE BACKGROUND!

                                                                                   

                                                                                                                 

 Example Below link: 


https://www.facebook.com/BHR40

Claims still working at Sterling McCall Chevy

April 7,2021 -September 2021

Terminated 

Intro




2 months at Tomball Honda  Relationship Builder   salesperson

VIDEO  BELOW

 

Application claims Attended Lone Star College -False, Pending Refund SINCE 2006


PROBATION FROM 2002-2005

CONVICTED JULY 26,2005-JUL Y2013

Cause No 07-02-02097CR


ALL STAR TOYOTA AWARDS ARE FOR SALES PERSON ONLY!

NO SALESMANAGER POSITIONS AS CLAIMED


NO  Military History

High school grad - GED


Claims still married but wife Britney Pelton died November 18, 2020



https://www.dignitymemorial.com/obituaries/tyler-tx/brittany-pelton-9911141


Currently  engaged  as of 9/10/2022


https://www.linkedin.com/pub/dir/Bradford/Reynolds


                                 





FABRICATED LIE


LIE




LIE



LIE



   

    LIE  



  WAS

 

 INTERNET



 MANAGER


Brad Reynolds, Continuous


 FRAUD,


 100% Automotive finance


 FRAUD



and


Claimed to work in Canada as


 "Business Validation Officer" 



  MANY FRAUDULENT LISTINGS


to cover up his criminal


Indictments


 

 Canada Revenue Agency !


Reference Case     # 3913931

   

1-866-809-6841

 



"NO"



 BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY


REYNOLDS, BRADLEY H REYNOLDS,

 

BRADLEY HOUSTON REYNOLDS,


HAS EVER WORKED FOR CANADA REVENUE AGENCY!



   ONE OF HIS MANY FRAUDULENT LISTINGS

to cover up his criminal indictments


Bradley Reynolds - Canada Revenue Agency

LinkedIn

https://ca.linkedin.com › bradley-reynolds-5b003112b



Brad Reynolds (@tiderider51) · Twitter

https://twitter.com/tiderider51


Just got our tickets for the Kickoff game in Georgia! Behind the visitors bench! Bringing the whole family, so we're stoked! Would love to meet and get a pic with @AshtonGillotte @PierceClarkson_ @moneymannquann @ahmari_huggins @JoshMinkinsJr 7/11/2023


fubreynolds61@ix.netcom.com

srmartin01@gmail.com


Bradley H Reynolds does not have a college degree,


Had his name put on a apartment lease,

 

Establish multiple phone numbers,



Never attended Lone Star Collège


Lone Star College refunded his class deposit money, Year 2006 



Was in custody for other crimes from 2004-2005 for 445 day.


Went to prison in 2006 -2014




Keating Toyota scammed my elderly parents

43,618 Views | 219 Replies | Last: 2 mo ago by GrimesCoAg95

Righteousgemstone

10:20a, 2/11/22


https://texags.com/forums/46/topics/3272009


"TLDR; In my opinion, Keating Toyota in Manvel scammed my almost 80 year old parents of almost 20k


My Senior parents had been looking for a minivan (Sienna). Found one online at Keating and agreed to price on email. They arrived at the dealership and were given the classic bait and switch We just sold it 5 minutes ago". They then convinced them that they could get one in the dealership the next day. Claimed it just happened to be coming in.

They agreed on a price that seemed reasonable. They came back the next day and went over the numbers. Everything seemed correct and in order. They were taken to the typical finance upsell foolishness. Refused the add ons. The paperwork was all on an in desk computer screen. The finance guy said he written numbers they agreed on would just be input into the computer. They weren't shown any new numbers on the screen and assumed it was the same as the paper they had been looking at because that is what they were told. They were not shown any changes on the computer screen. They signed it electronically. My dad asked for copies of what they signed. They refused and said they were only allowed to put the paperwork on a thumb drive.

They left and took the vehicle home. When they opened up the flash drive paperwork, almost 20k of scam warranties, APEX GPS etc had been added on. Unfortunately, they didn't tell me they they were buying the car and I was caught off guard by this level of brazen fraud. Preying on elderly folks like this is beyond the pale and makes me sick to my stomach.

Looking at online reviews, this seems to be a common scam they are running. Naturally they are refusing to talk to them or return calls etc. What recourse do they have here? Complaint to AG? Anyone experienced similar with elderly parents? "



Righteousgemstone

6:56p, 2/11/22


https://texags.com/forums/46/topics/3272009


"Wow,

I didn't realize Keating was an Aggie. Makes this situation even more disgusting.


https://www.yelp.com/not_recommended_reviews/keating-toyota-manvel


See
ms like what they did to my parents is a common scam they are running. Many of the Yelp stories are quite similar. Not sure how this is allowed to continue in the state. Truly dishonorable.


Retained a lawyer on their behalf today. They are filing a police report.
Making complaints to:
Texas AG office
Texas DMV
Texas Office of Consumer Credit."







Fraudulent Vehicle Sales on the Internet
Consumers should be aware that criminals may publish false online classified ads offering vehicles for sale that are not, and have never been, in their possession.
The fraudulent ads frequently include images that match the vehicle description and a phone number or e-mail address for contacting the alleged vendor. Once contact has been established, the criminal sends further images to the intended buyer, along with an explanation of the lowered price and the transaction's urgency. The following are some of the most common explanations given:
The seller is relocating or serving in the military.
The automobile was part of a divorce settlement for the seller.
The vehicle belonged to a deceased relative. 

By falsely claiming collaboration with a respected organization, such as eBay, and ensuring that the transaction will take place through the third party's buyer protection program, the criminal makes the fraud appear real. They may even send a phony toll-free number that seems to be the third party. The buyer is instructed to acquire prepaid gift cards in the amount of the sale and share the card codes with the criminal, who then informs the buyer that the vehicle will be delivered in a few days. Following the purchase, the criminal usually avoids any follow-up calls, texts, or e-mails from the buyer and may demand extra payments. Finally, the vehicle is never delivered, and the customer is never able to use it.

 Salesman
Press video above to hear claim

The Covert Narcissist as a "Criminal"

Understanding A Narcissist, Psychopath or Sociopath: 
How to spot the difference!
 

Disclaimer:
Press RED button BELOW for 63 pages of 
Bradley Houston Reynolds, (AKA) BRAD REYNOLDS, BRAD H REYNOLDS, BRAD HOUSTON REYNOLDS, BRADLEY REYNOLDS, BRADLEY H REYNOLDS, 
BRADLEY HOUSTON REYNOLDS, 
BRAD REYNOLDS - TIDERIDER 51,
https://twitter.com/tiderider51
tiderider51 - Brad Reynolds
https://twitter.com/tiderider51?lang=en

Indictments!

  Victims call collections at 936-538-8197     

     Reference case # 07-02-02097


                     

FILL FORM BELOW & MAIL TO RECOVER RESTITUTION

       MONEY OWED TO YOU !


       $ 8 dollar Filing Fee !


                       UNITED STATES                   

    DEPARTMENT OF JUSTICE

       RESTITUTION PROCESS



https://www.justice.gov/criminal-vns/restitution-process


 

      RESTITUTION  ORDER     ENFORCEABLE FOR 20 YEARS

      1-866-365-4968    or go to 


http://www.notify.usdoj.gov/.


Brad Reynolds :   AKA   - Brad H Reynolds, Brad Houston Reynolds, Bradley Reynolds, Bradley H Reynolds, Bradley Houston Reynolds, tiderider51, EX-CON

Brad Reynolds (@tiderider51) / Twitter


Ex-con Third-Degree Felony Theft,


Court Ordered Judgement Restitution,



CURRENT BALANCE is $109,577.00       05/08/2024



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 (3) PROPERTIES OWNED BELOW:



 ------------------------------------------------------------------------------------------------------------



CURRENT PROPERTY


Property Number (1) ----------------------------------------------------------------------------


209 Salem Crossing Drive

Victoria, Texas 77904


Bought 9/15/2022

$465,700.00-$645,050.00

https://www.smartbackgroundchecks.com/people/brad-reynolds/El04ZwZ3ZQxjBQLkZmpjBGL2AGVm


VICTORIA CAD PROPERTY TAX DISTRICT REAL PROPERTY ACCOUNT INFORMATION

Tax ID: 20404767 info:

Click on a title bar to expand or collapse the information!


https://propaccess.trueautomation.com/clientdb/Property.aspx?cid=13&prop_id=20404767&year=2023



Property Number ( 2 ) --------------------------------------------------------------------------



11031 Gallant Flag Drive                             

Tomball, Texas 77375-7015


Bought May 2, 2019

Sold on September 15, 2022          3 years, 4 months, 13 days. 

$482,000.00 - $552,000.00 


HARRIS COUNTY APPRAISAL DISTRICT REAL PROPERTY ACCOUNT INFORMATION
Tax ID: 1297930010038 Info:


Reference:  Below

HCAD: Ownership History




Property Number ( 3) --------------------------------------------------------------------------


19111 Woodland Leaf Ln

Tomball, Texas 77375 


Bought  December 16,2016               5 years, 3 months, 16 days.

Sold on April 01, 2022

$325,000.00 - $370,000.00


HARRIS COUNTY APPRAISAL DISTRICT REAL PROPERTY ACCOUNT INFORMATION 

Tax ID: 1369590020017 Info:


Reference Below:

HCAD: Ownership History


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Current Balance of restitution $ 109,577.00        05/08/2024



 "The FBI works with partners to investigate mortgage and financial institution fraud cases. The FBI participates in task forces that share intelligence, de-conflict cases, and create joint investigations.

Mortgage and Financial Institution Fraud 

Financial institution fraud happens when criminals target banks, credit unions, and other financial institutions. Many schemes involve compromising customers' accounts or personal information. Embezzlement and misapplication of funds are two common financial institution fraud crimes in FBI investigations. Sometimes, fraud can be severe enough to cause the failure of a bank or credit union.

Mortgage fraud happens when someone lies to influence a bank's mortgage decision or if a distressed homeowner is the victim of a fraud.


There are two areas of mortgage fraud:

  • Fraud for profit: This type of fraud involves professionals in the home buying process stealing cash and equity from lenders and homeowners. These types of cases area priority for the FBI.
  • Fraud for housing: This fraud happens when borrowers lie about their incomes or assets on a loan application or influence an appraiser to manipulate a property's value.

The FBI works with partners to investigate mortgage and financial institution fraud cases. The FBI participates in task forces that share intelligence, de-conflict cases, and create joint investigations"                  https://www.fbi.gov/investigate/white-collar-crime 


" Despite the FBI being the most famous criminal investigation agency, in general the FBI does not work alone. FBI investigates dealership crime in collaboration with other agencies. Those other agencies may not be part of the DOJ. For example, FBI collaborates with the IRS, US Postal Inspector, and State and/or Local law enforcement, such as the DMV or Sheriff Department. In reality, all such organizations are jointly responsible for the enforcement of legal dealership behavior.

Where does the FTC fit in? The FTC is another agency outside of the DOJ. Contrasting to the FBI which focuses on outright criminal activity like theft or money laundering, the FTC is responsible for more subtle issues like deception and ensuring dealerships operate fairly and honestly in the treatment of consumers. FTC investigates issues like honest advertising, proper disclosures, fairness, and transparency. This is done through the “Consumer Protection Unit”.

Further contrasting to the FBI, the FTC can do both investigation and prosecution of car dealerships! The FTC has its own in-house attorneys to handle this. The limitation is the FTC can only prosecute a dealership in civil court, but not criminal court. This means the FTC can only sue dealerships for outcomes like monetary relief and/or injunctions. If an issue merits criminal prosecution (e.g. someone may need to go to jail) then the FTC will refer it to the Department of Justice (DOJ) which can prosecute a dealership in criminal court through the US Attorney’s office."       https://www.linkedin.com/pulse/car-dealership-fraud-deceit-investigation-prosecution-wortman-msc

   https://www.ftc.gov/enforcement              Report Fraud           https://reportfraud.ftc.gov/#/


"The Court's restitution order on your behalf also acts as a lien in favor of the United States against all property owned by the defendant. The Criminal Division will cause judgment lien notices to be recorded in all counties where we are aware the defendant owns or may own property. The United States is allowed to enforce restitution orders on behalf of the restitution victims. So, if you have knowledge of the defendant's assets or sources of income, you should provide that information to this office to assist our collection efforts on your behalf.

You are entitled to request from the Clerk's office a document called an Abstract of Judgment. When properly recorded pursuant to state law (such as in a County Clerk's Office in a county where the defendant owns property), the Abstract of Judgment can give you a lien in your own name against the defendant's property. You will then have similar legal rights as any other civil judgment lien creditor, and this means you can collect the money from the defendant yourself. You must bear the cost of recording the Abstract of Judgment. If you request an Abstract of Judgment from the Clerk's Office by mail, you must include a self-addressed and stamped envelope.

Enforcement of the restitution order will be limited by the defendant's economic circumstances. If you have any information that will assist our efforts to collect your restitution, please contact us. Information about a defendant's assets, income and employment can be very helpful in collecting money from an unwilling defendant."


AUTOMOBILE LIENS INFORMATION


43 Tex. Admin. Code § 217.103 -


43 Tex. Admin. Code § 217.103 Section 217.103 -


" Restitution Liens (a) Purpose. Pursuant to the Code of Criminal Procedure, Article 42.22, the victim or an attorney for the state may file a lien on any interest in a motor vehicle of a person convicted of a criminal offense to secure payment of restitution or fines or costs. This section establishes the procedures to perfect the filing and the removal of the lien on any interest of the defendant in a motor vehicle whether then owned or after-acquired. (b) Definitions. The following words and terms, when used in this section, shall have the following meanings, unless the context clearly indicates otherwise. (1) Department--The Texas Department of Motor Vehicles. (2) Restitution lien--A lien placed against a defendant's motor vehicle in order to recoup a judgment or fines or costs. (3) State--The State of Texas and all its political subdivisions. (4) Victim--A close relative of a deceased victim, guardian of a victim, or victim, as those terms are defined by the Code of Criminal Procedure, Article 56.01. (c) Persons who may file a restitution lien. The following persons may file a restitution lien: (1) a victim of a criminal offense to secure the amount of restitution to which the victim is entitled under the order of a court in a criminal case; and (2) an attorney of the state to secure the amount of fines or costs entered against a defendant in a judgment in a felony criminal case. (d) Perfection of a restitution lien. A restitution lien against any interest in a motor vehicle must be perfected in accordance with Transportation Code, Chapter 501, and in the name of the court which established the restitution lien, in care of the court clerk. The victim or the attorney representing the state must file an application for certificate of title with a county tax-assessor collector to perfect the restitution lien. The application must be on a form prescribed by the department as described in § 217.4 of this title (relating to Initial Application for Title), and shall be supported by, at a minimum, the following documents: (1) evidence of motor vehicle ownership, as described in § 217.5 of this title (relating to Evidence of Motor Vehicle Ownership), which is properly assigned to or issued in the name of the defendant; (2) an original or certified copy of the court order or judgment establishing the restitution lien and requiring the defendant to pay restitution, fines, or costs; and (3) an affidavit to perfect a restitution lien which must include, at a minimum: (A) the name and birth date of the defendant whose interest in the motor vehicle is subject to the lien; "


"(B) the residence or principal place of business of the person named in the lien, if known; (C) the criminal proceeding giving rise to the lien, including the name of the court, the name of the case, and the court's file number for the case; (D) the name and address of the attorney representing the state and the name and address of the person entitled to restitution; (E) a statement that the notice is being filed pursuant to Code of Criminal Procedure, Article 42.22; (F) the amount of restitution, fines, and costs the defendant has been ordered to pay by the court; (G) a statement that the amount of restitution owed at any one time may be less than the original balance and that the outstanding balance is reflected in the records of the clerk of the court hearing the criminal proceeding giving rise to the lien; (H) the vehicle description (year, make, and vehicle identification number) of the motor vehicle for which the restitution lien is to be perfected; and (I) the signature of the attorney representing the state or a magistrate. (e) Fees. The applicant will be required to pay a $5 restitution lien filing fee, in addition to a title application fee in accordance with Transportation Code, § 501.138, and any other applicable fees required by Transportation Code, Chapters 501, 502, and 520. (f) Recording a restitution lien. Upon receiving a completed application for certificate of title, the required supporting documents and any applicable fees, the department or its designated agent will process and issue a certificate of title recording the restitution lien. The original certificate of title shall be mailed to the first lienholder, in accordance with Transportation Code, § 501.027. (g) Release of perfected restitution liens. The clerk of the court recorded as the lienholder will receive payments from the defendant and maintain a record of the outstanding balance of restitution, fines, or costs owed by the defendant. Upon satisfaction of the lien, the clerk of the court shall execute the release of lien as described in § 217.106 of this title (relating to Discharge of Lien). The release of lien must be provided to the owner or owner's designee. A photocopy of the release of lien shall be forwarded to the department for filing. 43 Tex. Admin. Code § 217.103 Adopted by Texas Register, Volume 40, Number 10, March 6, 2015, TexReg 1103, eff. 3/12/2015; Amended by Texas Register, Volume 41, Number 48, November 25, 2016, TexReg 9336, eff. 12/4/2016"



12.8 Restitution Liens Code of Criminal Procedures, Article 42.22, Restitution Liens, provides for the filing of statutory liens on motor vehicle certificates of title to secure the amount of restitution, fines, or costs awarded to a crime victim or the state by a court in a criminal case. A restitution lien may be established by a court order to a victim of a criminal offense (the term “victim” also includes a close relative of a deceased victim, or the guardian of a victim). Lienholder The lienholder name recorded on the application for a title must be the name of the court ordering restitution in the court order or judgment. For example: County Court at Law # __ c/o Clerk of the Court Mailing Address of Court


Filing/Perfection A restitution lien against a motor vehicle must be perfected in accordance with Transportation Code Section 501.111, and may be filed by the victim or the attorney representing the state. To record a restitution lien, an application for a title must be supported by: • The negotiable certificate of title in the name of or assigned to the defendant; • Application for Texas Title and/or Registration (Form 130-U); • Additional Liens Statement (Form VTR-267) if applicable; • The original or a certified copy of the court order or judgment establishing the restitution lien and requiring the defendant to pay restitution, fines, or costs; • An affidavit to perfect the restitution lien. The affidavit MUST be signed by the attorney representing the state or a magistrate and MUST include: • the name and date of birth of the defendant whose property or other interests are subject to the lien; • the residence or principal place of business of the defendant, if known; • the criminal proceeding giving rise to the lien, including the name of the court, the name of the case, and the court’s file number for the case; • the name and address of the attorney representing the state and the name of the person entitled to restitution; • a statement that the notice is being filed under Code of Criminal Procedure, Article 42.22, Restitution Liens; • the amount of restitution and the amount of fines and costs the defendant has been ordered to pay by the court; • a statement that the amount of restitution owed at any one time may be less than the original balance and that the outstanding balance is reflected in the records of the clerk of the court hearing the criminal proceeding giving rise to the lien; and • the vehicle description and vehicle identification number. Fees The applicant must pay the applicable title application fee and the $5 filing fee required of the Code of Criminal Procedure, Article 42.22, Section 7 (b). Priority A restitution lien is subordinate (not superior) to other liens recorded on the surrendered evidence of ownership. If the surrendered evidence of ownership indicates a recorded lien, a restitution lien should be recorded as a second or third lien, whichever is applicable.



Application for Texas Title and/or Registration (Form 130-U)    Automobiles


Additional Liens Statement (Form VTR-267)                                   Automobiles

PRESS RED BUTTON BELOW FOR ALL Harris and Montgomery County CRIMINAL INDICTMENTS THEFT, BURGLARY OF HABITATION, & AGGREGATE THEFT 63 Pages BRADLEY HOUSTON REYNOLDS

                                                                           


LOAN CALCULATOR LINK:     


https://www.calculator.net/loan-calculator.html?cloanamount=36%2C000&cloanterm=6&cloantermmonth=0&cinterestrate=6&ccompound=monthly&cpayback=month&x=Calculate&type=1#monthlyfixedr

Localcriminals.net

https://www.localcriminals.net/privacy

 

"The Consumer Review Fairness Act makes it illegal for companies to include standardized provisions that threaten or penalize people for posting honest reviews.


What’s the penalty for violating the Consumer Review Fairness Act? 

Congress gave enforcement authority to the Federal Trade Commission and the state Attorneys General. The law specifies that a violation of the CRFA will be treated the same as violating an FTC rule defining an unfair or deceptive act or practice. This means that your company could be subject to financial penalties, as well as a federal court order.

To make sure your company is complying with the Consumer Review Fairness Act:

  • Review your form contracts, including online terms and conditions; and
  • Remove any provision that restricts people from sharing their honest reviews, penalizes those who do, or claims copyright over peoples’ reviews (even if you’ve never tried to enforce it or have no intention of enforcing it).

The wisest policy: Let people speak honestly about your products and their experience with your company."



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